When you apply for a residence permit on the basis of family ties, you are usually required to have sufficient financial resources. In other words, you and your family members must have enough money for living in Finland.
When we assess your financial resources, income earned by your family member who lives in Finland through employment or income earned through business activities can be counted towards the required sum. However, you cannot secure sufficient financial resources with social assistance and other benefits paid by the society.
The required income is calculated from your net income, that is, from income that remains after tax and after employer’s and employee’s pension and insurance contributions.
The amount of money that is required is based on the basic social assistance granted to beneficiaries of social assistance by Kela and on the housing costs and healthcare expenses that are observed when granting social assistance.
The amount of money that you must have depends on where you live, since there is regional variation in housing costs.
1. Helsinki metropolitan area: Espoo, Helsinki, Kauniainen, Vantaa
Person | €/month (net) | €/year (net) |
1 adult | 1,210 | 14,520 |
2nd adult living in the same household | 610 | 7,320 |
1st child | 610 | 7,320 |
2nd child | 480 | 5,760 |
3rd child | 360 | 4,320 |
4th child | 360 | 4,320 |
5th child | 360 | 4,320 |
The income threshold for a family increases by 360 euros per each child starting from the third child.
2. Other large municipalities: Hyvinkää, Hämeenlinna, Joensuu, Jyväskylä, Järvenpää, Kajaani, Kerava, Kirkkonummi, Kouvola, Kuopio, Lahti, Lappeenranta, Lohja, Mikkeli, Nokia, Nurmijärvi, Oulu, Pori, Porvoo, Raisio, Riihimäki, Rovaniemi, Seinäjoki, Sipoo, Siuntio, Tampere, Turku, Tuusula, Vaasa, Vihti
Person | €/month (net) | €/year (net) |
1 adult | 1,090 | 13,080 |
2nd adult living in the same household | 550 | 6,600 |
1st child | 550 | 6,600 |
2nd child | 430 | 5,760 |
3rd child | 320 | 3,840 |
4th child | 320 | 3,840 |
5th child | 320 | 3,840 |
The income threshold for a family increases by 320 euros per each child starting from the third child.
3. Other municipalities:
Person | €/month (net) | €/year (net) |
1 adult | 1,030 | 12,360 |
2nd adult living in the same household | 520 | 6,240 |
1st child | 520 | 6,240 |
2nd child | 410 | 4,920 |
3rd child | 310 | 3,720 |
4th child | 310 | 3,720 |
5th child | 310 | 3,720 |
The income threshold for a family increases by 310 euros per each child starting from the third child.
Certain social benefits reduce the amount of financial resources required. These are called ‘social security benefits compensating for expenses’. For example the following benefits belong to this category:
See the page Income requirement to check if you must meet the income requirement. In some situations, family members may not have to meet the income requirement.
For families with children, we may deviate from the required sums on a case-by-case basis if the family’s income is slightly below the income threshold. Making an exception to the income requirement is possible if there are exceptionally weighty reasons or if a derogation is in the best interest of a child. If you are requesting an exception to the income requirement, submit an explanation and documents supporting your claim.